... then come back to ours. You'll see the
difference immediately. We give you our entire
application all on one screen. That's because
there are only 19 questions. And our questions
can be answered without digging in your files for
account numbers and balances and all sorts of other
information that we're going to look up for you
anyway!
When you click on the "Apply Now" button
at the bottom of this page, you will be sent to a
secure site containing our complete 19 question
application. Just fill it out and click the
"send" button and you'll be on your
way. We will send you an e-mail confirming our
receipt of your application.
Once we have received your information, we'll go
right to work for you. We will submit your
information to our automated underwriting
affiliates. Once we've heard from them, we'll
contact you regarding your alternatives. In many
cases, we'll have a complete loan approval right
then. In most cases, however, we will need a few
additional items of information in order to complete
the process. We will e-mail or telephone you
with the information in either event.
At that time, we will offer you the option of
locking in your interest rate and loan program.
Our rates are always competitive. We invite you
to keep track of rates by viewing our Rate Sheet
at any time. Please keep in mind that interest
rates are subject to frequent fluctuation. There
are also many loan programs available which offer
increased privacy regarding your finances at a
slightly higher cost. Take a look at our Loan
Programs section for an explanation of some of
these alternatives.
If you are ready to get started, just click on a
link below and we're on our way.